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Meeshu
Full House
Joined: 25 Mar 2005
Posts: 893
Location: Edinburgh
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 Posted: Fri Mar 08, 2013 12:16 am
Post subject: Loan advice needed |
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For the last few weeks i havent had any work so i kinda dug myself into a wee hole that im scared i cant get out of so i took a doorstep loan.
Yes! i know that was stupid being unemployed and i realise now what a clown i have been but the collector arrives on Saturday for his dues and well..........i aint got it.
Can anyone point me in the right direction of a guaranteed instant payday loan just to clear my feet till the 15th.
any advice appreciated
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Marcus6
Quads
Joined: 06 Jun 2012
Posts: 1673
Location: london
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Posted: Fri Mar 08, 2013 12:35 am
Post subject: Re: Loan advice needed |
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| Meeshu wrote: | For the last few weeks i havent had any work so i kinda dug myself into a wee hole that im scared i cant get out of so i took a doorstep loan.
Yes! i know that was stupid being unemployed and i realise now what a clown i have been but the collector arrives on Saturday for his dues and well..........i aint got it.
Can anyone point me in the right direction of a guaranteed instant payday loan just to clear my feet till the 15th.
any advice appreciated |
try the payday loans mate! i'm not sure what they would give for your 1st loan. |
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uh-hu
Full House
Joined: 27 Apr 2011
Posts: 934
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Posted: Fri Mar 08, 2013 12:35 am
Post subject: Re: Loan advice needed |
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start praying it aint reg and bob
oh wait prayers wont help u.........
"hi facebook friends im in a hole....anyone got a days work pls" |
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Jon MW
The British Cowboy
Joined: 17 Feb 2006
Posts: 1853
Location: Hastings
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Posted: Fri Mar 08, 2013 7:23 am
Post subject: Re: Loan advice needed |
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If the people you got the loan from were unlicensed you could just grass on them and get the loan written off by the court
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2010/11 UK Team Championships: Black Belt Poker Team Captain
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Meeshu
Full House
Joined: 25 Mar 2005
Posts: 893
Location: Edinburgh
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Posted: Fri Mar 08, 2013 10:46 am
Post subject: Re: Loan advice needed |
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I really want to do the right thing and pay them to be honest and payday loans wont lend to those on benefits.
I guess ive finally learned my lesson not to over extend 
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ReggieK
The Guvnor
Joined: 16 Oct 2005
Posts: 4961
Location: Essex, Uk
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Posted: Fri Mar 08, 2013 1:31 pm
Post subject: Re: Loan advice needed |
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Payday loan companies will lend to people on benefits
My mate has 7 running at the mo, and he's not worked this year, and he's took out 3 emergency loans out with the dole office.
Wonga won't usually pay out to unemployed, as they out of the lot seem stricter
Try paydayuk.com, but they don't tend to rush it straight into your bank, they take about 3 hours or if its a Friday the money's usually put in Monday
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ReggieK
The Guvnor
Joined: 16 Oct 2005
Posts: 4961
Location: Essex, Uk
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Posted: Fri Mar 08, 2013 1:35 pm
Post subject: Re: Loan advice needed |
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And be prepared for about 10 texts a day from different companies all saying you just have to click to get your money. These are all scams, and they are something the government should go after
Yes the interest rates from payday loan companies are outrageous, but they need to be as only 4 in 5 people pay back
Meeshu, have you considered an emergency loan from the dole office? They'll usually slip you £50-100 if you come up with some cock n bull story
My mate said he needed his for electric, the reality he needed it for Billy Hill
Next time he got £80 as he said his family were hungry and they had no food, again the money went down Billy's
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Grumbledook
Moderator
Joined: 25 Dec 2003
Posts: 15733
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Posted: Fri Mar 08, 2013 2:20 pm
Post subject: Re: Loan advice needed |
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| do you think the gov should also clamp down on ppl doing that reg as well as the scam texts? |
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ReggieK
The Guvnor
Joined: 16 Oct 2005
Posts: 4961
Location: Essex, Uk
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Posted: Fri Mar 08, 2013 2:47 pm
Post subject: Re: Loan advice needed |
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| Grumbledook wrote: | | do you think the gov should also clamp down on ppl doing that reg as well as the scam texts? |
Clamp down on emergency loans from the dole office?
No way, its a very valuable service in the main.
And it'll get worse with this dreadful bedroom tax being implemented at the end of the month
People who at the moment choose between heating and eating will now have the choice of neither. But that's another subject
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Scotty1
One Pair
Joined: 24 Feb 2013
Posts: 38
Location: Glasgow
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Posted: Fri Mar 08, 2013 3:09 pm
Post subject: Re: Loan advice needed |
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Just bump the loan,
I bumped countless stuff, laptops,loans,phones....
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Marcus6
Quads
Joined: 06 Jun 2012
Posts: 1673
Location: london
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Posted: Fri Mar 08, 2013 3:36 pm
Post subject: Re: Loan advice needed |
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| Scotty1 wrote: | Just bump the loan,
I bumped countless stuff, laptops,loans,phones.... |
hhhmmm
dont think thats the way to go do you!! |
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Marcus6
Quads
Joined: 06 Jun 2012
Posts: 1673
Location: london
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Posted: Fri Mar 08, 2013 3:44 pm
Post subject: Re: Loan advice needed |
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| Meeshu wrote: | I really want to do the right thing and pay them to be honest and payday loans wont lend to those on benefits.
I guess ive finally learned my lesson not to over extend |
you said you are on benefits, have you had a Budgeting Loan from them? if not why dont you try that! https://www.gov.uk/budgeting-loans
some years ago when i went on benefits, i got one out and they just take a bit each week of you and you only pay back what they give you! take a look at the link, hope this helps |
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Meeshu
Full House
Joined: 25 Mar 2005
Posts: 893
Location: Edinburgh
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Posted: Fri Mar 08, 2013 4:05 pm
Post subject: Re: Loan advice needed |
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thanks i,ll try that 
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Marcus6
Quads
Joined: 06 Jun 2012
Posts: 1673
Location: london
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Posted: Fri Mar 08, 2013 4:23 pm
Post subject: Re: Loan advice needed |
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| Meeshu wrote: | | thanks i,ll try that |
make sure when you put in for it you put way over what you need as they never give you what you ask for, so if you need say £500 then ask for £750 then they should offer you around the £500 mark, |
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Meeshu
Full House
Joined: 25 Mar 2005
Posts: 893
Location: Edinburgh
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Posted: Fri Mar 08, 2013 4:27 pm
Post subject: Re: Loan advice needed |
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Ive only recently started recieving Jobseekers allowance (about 5 weeks) from my original Incapacity benefit(mental health) and the minimum is 26 weeks in order to qualify for a budgeting loan so thats me pooped lol.
As for a crisis loan apparently you can only apply once every 6 months ....guess what i got one 4 months ago for £21 because i lost my electricity card and had to replace and top up.
Ive been on the pc since 7am searching for that payday/same day loan etc but those interest rates are just outragous and yep Reg my bloody phone hasnt stopped with promises of lies 
Guys!....i know this is a longshot and not the way to do things on a forum but can anyone of you help me out until 15th March?
(pm if you can ,will of course add a wee bit extra)
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