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Here you can use the two Jacks in your hole cards to make a set of Jacks (three Jacks) for a hand of J-J-J-A-9. Here you are using the Ace from the board and not the one from your hole cards. You do not have a full house with J-J-J-A-A because you can only use two of your hole cards.
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This time you also have a straight, using the Nine and Seven from your hole cards to make an 9-8-7-6-5 straight. You do not have a Ten-high straight as that would again require three of your hole cards.
